Our mission to use technology and alternative credit scoring techniques to enable fair finance and financial freedom for the underserved communities to achieve financial freedom in South East Asia
We are a for profit organisation, doing business with the highest amount of integrity and fairness. We strive to improve lives through knowledge. Thus our core values are: Integrity, Fairness and Learning.
We have developed an end-to-end digital lending and learning platform underpinned by alternative data, AI/ML credit scoring methods and world-class infrastructure technologies that enable instant access to loan and knowledge.
Increase your employee
productivity by 6 folds through
reduced financial stress by enabling your employee to access their earned salary 24/7. No financial or legal obligation to the employer, minimal HR disruption to current processes as salary amounts are fully paid in the usual manner.
MULA App offers straight-through digital lending technology that enables lenders to seamlessly onboard new customers, perform e-KYC, analyse risk through advanced scoring model using alternative data and psychometric assessment, manage e-documents as well as e-collection, and perform 24/7 customer support.
MULA App offers benefit cards that companies or employers can offer various types of benefits to their customers or employees. Companies or employers can deposit points in these benefit cards which can be used to redeem for lunch or other types of rewards. Customers and employees are able to check the point balances as well as their past transaction records.
With our vision to alleviate poverty and make a better living for people, we put MULA Learning Portal as one of our key focuses. This offers gamified e-learning modules that teach people how to manage their money, how to handle their debt situation and how to plan for their future, meet their financial goals and build up their wealth.
MULA offers financial calculator to helps borrowers understand the interest rate that they are paying on their loans and compare this to maximum allowable rate under the law, and hence be able to make wise decisions to manage, reduce and pay-off their debt.
Top Tier Global Impact Awards, 2021 Top 3 finalist, Financial Services
1) Best New End-to-End Digital Lending Platform - Thailand 2022
2) Most Innovative Digital Ecosystem for Underserved - Thailand 2022